OneGrasp — Header
Discover 500+ International Scientific Conferences
Browse events
Register →
Academic Events
Conferences
FDP's
Recognition
Awards
1000+
Conferences
120+
Startups Built
25+
Awards Won
50K+
Students Guided

Mental Accounting in the Digital Wallet: How FinTech is Rewiring Consumer Spending Habits

Date: 14th & 15th February 2026 | Time: 9.00 am – 1:00 pm (IST) | Location: Online

Sample Abstract
Phone: 8977760443 Email: support@onegrasp.com

Overview:

This conference focuses on the intersection of behavioral economics and financial technology, examining how digital wallets and FinTech innovations influence consumer spending through the lens of mental accounting. It explores how the convenience, immediacy, and design of digital payment tools alter psychological perceptions of money, promote impulsive spending or better budgeting, and reshape financial decision-making frameworks. The event highlights empirical research and theoretical insights into the behavioral and technological factors driving shifts in consumption patterns and financial management.

Structure and Sessions (Who Does What):

  • Organizing Committee: Creates agenda, invites experts, and oversees virtual logistics.
  • Keynote Speakers: Experts in behavioral economics, financial psychology, and fintech present foundational and applied knowledge.
  • Session Chairs: Moderate sessions and panel discussions to promote interactive learning.
  • Presenters: Researchers, product designers, and policy makers share empirical findings, case studies, and intervention strategies.
  • Participants: Engage via Q&A sessions, networking, and workshops.
  • Technical Review Committee: Reviews submitted abstracts and full papers for scholarly quality and relevance.

Participate and Contribute (Who Benefits):

  • Behavioral Economists and Financial Psychologists: Gain understanding of mental accounting changes due to digital payments.
  • FinTech Developers and Product Managers: Learn design principles to foster responsible spending and financial well-being.
  • Policy Makers and Financial Regulators: Consider behavioral impacts in digital payment regulations and consumer protections.
  • Consumers and Advocacy Groups: Develop insights into financial literacy and self-regulation strategies.
  • Academics and Students: Present research and publish papers in indexed journals.

Benefits:

  1. Certificate of Participation issued based on feedback.
  2. Commemorative momento recognizing active participation.
  3. Abstracts and selected papers published in Scopus, CrossRef, Web of Science (WoS), Elsevier, and SCI-indexed journals.

Abstract Topics / Call for Papers (CFP) Tracks:

  • Psychological Impact of Digital Payment Technologies on Spending
  • Changes in Mental Accounting with E-Wallet Adoption
  • Impulse Buying and Financial Control in Digital Transactions
  • Role of Interface Design and Promotional Offers in Spending Behavior
  • Financial Literacy and Behavioral Interventions in Digital Finance
  • Behavioral Risks and Consumer Protection in FinTech
  • Cross-Cultural Differences in Digital Financial Behavior
  • Empirical Studies on Digital Payments and Consumption Patterns
  • Policy Implications and Regulatory Approaches
  • Innovative Methods for Measuring Behavioral Change in FinTech

Registration:

  • Online registration portal open for professionals, researchers, and students.
  • Abstract submission guidelines and deadlines provided in advance.
  • Participants receive access to live sessions, conference materials, recordings, certification, and publication options.

Detailed Program Grid (2 Half Days, 9 AM to 1 PM)

TimeDay 1Day 2
09:00 – 09:15Opening Remarks & Conference OverviewRecap of Day 1 & Welcome Keynote
09:15 – 10:00Keynote Session I: Behavioral Economics of Digital PaymentsKeynote Session III: FinTech Design and Consumer Control
10:00 – 10:45Technical Session I: Mental Accounting and Spending HabitsTechnical Session III: Regulation and Consumer Protection
10:45 – 11:00Q&A and Networking BreakQ&A and Networking Break
11:00 – 11:45Technical Session II: Impulse Purchases and Digital Wallet UsePanel Discussion: Balancing Convenience and Financial Responsibility
11:45 – 12:30Abstract Presentations and Research InsightsTechnical Session IV: Cross-Cultural Perspectives
12:30 – 13:00Participant Feedback and Closing DiscussionsClosing Ceremony & Certificate Distribution

This conference offers an interdisciplinary exploration of how fintech-driven digital payment tools rewire traditional mental accounting and spending patterns. It provides opportunities for certification, networking, and publication in leading academic journals.